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Latest headlines from www.paydaypundit.org

Fri, 09 May 2008 18:22:23 +0000
Minimum credit card payments- ever wonder the true cost?
Bankrate has a great calculator to help you figure out what you end up paying if you pay only your minimum credit card payment each month.

Fri, 09 May 2008 14:16:14 +0000
Quote of the Day
This was forwarded to the Payday Pundit by an industry source who received it today from a university professor. In “Defence of Usury” (1787), Jeremy Bentham noted that each borrower is someone “who has every motive and every means for forming a right judgment [about the offered terms]; who has every motive and every means for [...]

Fri, 09 May 2008 14:09:18 +0000
“Educate, Not Regulate”
So says some smart and iconoclast characters at FITSNEWS, a new online news site in South Carolina, who are watching the payday lending debate. (For laughs, click on the sites “about us” section.) From the piece: Since the mainstream media refuses to pick up on the blatant legislative shakedown that’s tkaing place with respect to the payday [...]

Fri, 09 May 2008 13:35:54 +0000
“Banning payday lending is like treating dandruff with decapitation.”
This is the opening line in Toldeo’s WTOL coverage of the debate over payday lending in Ohio. The reporter interviews Jessica, a Payday loan customer. Who says,”I’ve always been the type where I handle my finances. I’ve always been extremely responsible. I pay my bills, and I didn’t want to turn to family.” She adds, “I had no idea what [...]

Fri, 09 May 2008 13:30:09 +0000
Tommy Moore of CFSA in Christian Science Monitor
Tommy Moore, the Executive Vice President of the Community Financial Services Association of America, has a letter in today’s Christian Science Monitor echoing the favorable comments in this terrific guest column by Tim Millir of the Center for Consumer Freedom from a few days ago: In response to Tim Miller’s recent Opinion piece on banning payday loans: [...]

Fri, 09 May 2008 13:18:32 +0000
Does Overdraft Protection Really Protect You?
Washington Post columnist Nancy Trejos is skeptical. From her column today which discusses the recent Federal Reserve proposal to crack down on “deceptive” practices: “The OTS {Office of Thrift Supervision} and Fed proposal show that these agencies recognize that abusive overdraft loans are a significant problem,” said Eric Halperin, DC director of the Center for Responsible [...]

Thu, 08 May 2008 21:01:40 +0000
NBC station asks, Do you support lawmakers’ efforts to restrict interest rates on payday lending?
When asked if the Columbus, Ohio station’s viewers support the efforts, a total of 1,095 people voted. Of those, 49% (546) voted “no” to restrict interest rates; 48% (530) voted “yes” to restrict; and 1% (19) were undecided.