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Latest headlines from www.paydaypundit.org

Thu, 18 Mar 2010 15:59:00 +0000
Comment of the Day
We see that regular Payday Pundit reader Jon Schultz commented on NPR’s website about the “Marketplace” piece we post below: The campaign against payday lending is a witch hunt. You cannot judge a loan by its APR without considering other factors such as the amount and term of the loan, the borrower’s other alternatives, and the [...]

Thu, 18 Mar 2010 15:22:54 +0000
Replacing overdraft income
From today’s American Banker (subscription required): Banks are looking at various ways to replace the fee income they expect to lose as a result of changes in Regulation E requiring them to ask customers to opt in to overdraft protection. The conventional wisdom has been that banks that don’t already have them are going to have [...]

Thu, 18 Mar 2010 13:54:42 +0000
Oh, Lord
That’s my attempt at a humor in response to this story.

Thu, 18 Mar 2010 13:01:30 +0000
Washington Post’s take
While emphasizing the need to prevent another financial meltdown, a Washington Post editorial today also says: Unchecked subprime loans and other poorly understood consumer financial products did contribute to the crisis. More transparency, better enforced by government, would prevent repetition of that. But the causal link between poor consumer regulation and systemic breakdown is less clear. [...]

Thu, 18 Mar 2010 12:57:05 +0000
Perspective
Lots of ways to look at Dodd’s financial reform bill and this article discusses most of them.

Thu, 18 Mar 2010 11:24:45 +0000
Missouri legislator won’t quit
The sponsor of the Missouri rate cap legislation has yet another op-ed in yet another paper. Maybe she just enjoys writing.

Thu, 18 Mar 2010 11:20:21 +0000
While we’re on the subject of bias
Listen to this “Marketplace” story. How many critics we’re given air time? And listen to how the story was introduced. No explanation of what a payday loan is or who it helps.