100% Web-Based
Access your entire portfolio from any location and any modern browser — no installation or servers to maintain.
Trusted lending software since 2000
Consumer lending software for payday, installment & title loans
Web-based software that manages the full lifecycle of payday, installment, title, and revolving loans — with built-in compliance, reporting, and payment processing. Accessible from anywhere.
State database
certified
No installation
required
Any web
browser
Active Loan Portfolio
$4.82M
Payday
1,240
Installment
862
Title
318
Trusted by lenders nationwide & integrated with:
IBV ProvidersState DatabasesPayment ProcessorsYour own Website
Why eCheckTrac
Everything you need to run a lending business
One web-based platform to originate, service, and stay compliant — across every product you offer.
Built-In Compliance
Certified and integrated with all state compliance databases, plus state-specific audit reports for examiners.
Payment Processing
Automated ACH, instant funding to debit cards, general ledger integration, and cash drawer management keep every transaction reconciled.
Reporting & Audit
Remote auditing tools reduce internal fraud, while detailed reports give you real-time portfolio visibility.
One platform, every
product
Support for every lending model you run
Create an unlimited number of custom consumer loan programs with a powerful rules engine for origination fees, odd-days interest, and payment allocations.
Explore all loan types25+
Years serving lenders
120+
Reports out of the box
All 50
States supported
200+
Product rules
See eCheckTrac in action
Schedule a free, no-obligation demo and discover how eCheckTrac streamlines your entire lending operation.