All loan types

Internet storefront & online lending software

Integrate your website with eCheckTrac — or launch a fully featured Managed Customer Portal

eCheckTrac Internet Storefront integrates your website with eCheckTrac for online origination end to end. Borrowers apply, e-sign, and receive funds — including instant funding to debit cards — while you manage approvals, compliance, and servicing in one platform.

Key capabilities

  • Instant funding to debit cards for approved online applications
  • Offer installment loans or payday advances online
  • Allow borrowers to electronically sign loan agreements
  • Easily approve or fund online loan applications
  • Comprehensive rules engine with state-by-state rule application
  • State-by-state reporting

Plus 8 more features below.

Managed Customer Portal

Internet Storefront & Managed Customer Portal

A fully featured borrower portal with online applications, document uploads, instant debit card funding, and secure e-signature links — plus lender-side admin tools to manage uploads, payment reminder schedules, and detailed activity logs.

For borrowers

Online applications & e-signatures

Borrowers complete applications on your site and electronically sign loan agreements.

Instant funding to debit cards

Fund approved loans directly to the borrower's debit card — the fastest path from online approval to funded.

Secure borrower accounts

Existing customers sign in to view balances, payment history, and download loan documents anytime.

Payments & refinances online

Let borrowers make payments, schedule future payments, or request refinances through their account.

Flexible loan offers

Present proposed payment schedules, counter-offers, and product options tailored to each borrower.

Customer document uploads

Borrowers upload photo ID, bank statements, and other files through the portal — documents land directly on their eCheckTrac customer record.

For lenders

Portal admin dashboard

Review and manage customer uploads, configure payment reminder schedules, and inspect detailed portal activity logs.

Secure e-signature links

Create an Internet Storefront transaction in eCheckTrac and send a one-time link — borrowers e-sign without logging into the customer portal.

API or hosted portal

Integrate the Internet Storefront API with your website, or launch a fully managed customer portal with compliance and audit trails built in.

Custom Web Services

Need more than a managed customer portal?

Our in-house web developers can custom-build a full marketing website for your lending business — with your Internet Storefront customer portal customized to match your brand.

Whether you are launching online lending for the first time or replacing an outdated site, we offer complete web design, development, hosting, and ongoing management. Bring your own site and integrate our portal, or let us build everything end to end.

Custom design & development

A professional marketing website tailored to your products, markets, and brand — not a generic template.

Hosting & management

We host and maintain your site so your team can focus on lending, not servers and updates.

Portal matched to your brand

Your borrower portal looks and feels like part of your website — consistent styling from homepage through login.

Integrate or build fresh

Connect Internet Storefront to an existing website, or start with a complete site and portal built together.

Feature details

Everything included for Internet Storefront

Instant funding to debit cards for approved online applications
Offer installment loans or payday advances online
Allow borrowers to electronically sign loan agreements
Easily approve or fund online loan applications
Comprehensive rules engine with state-by-state rule application
State-by-state reporting
ACH returns processed automatically
Integrates with any new or existing website
Borrowers have online, real-time access to loan history
Borrowers can initiate new loans, refinances, and payments online
Customer document uploads attached to the borrower record in eCheckTrac
Portal admin tools for upload review, payment reminders, and activity logs
Secure one-time e-signature links — no portal login required
General ledger tracking (principal, NSF principal, interest, NSF interest, and more)

See Internet Storefront in action

Schedule a free demo tailored to your product lines and state requirements.

Request a Demo