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As More Millennials Rent, More Startups Want to Lend to Them - Mansion GlobalAs More Millennials Rent, More Startups Want to Lend to Them  Mansion Global

Jennifer Burnes says the paychecks from her work as a model and designer in Hollywood arrive sporadically, posing a challenge to paying monthly rent.

Consumer Protection Bureau Cripples New Rules for Payday Loans - The New York TimesConsumer Protection Bureau Cripples New Rules for Payday Loans  The New York Times

Payday lenders won a major victory on Wednesday after the Consumer Financial Protection Bureau moved to gut tougher restrictions that were to take effect ...

California opposes efforts by Trump administration to delay protections from payday lenders - CNBCCalifornia opposes efforts by Trump administration to delay protections from payday lenders  CNBC

California's attorney general joined a coalition of two dozen other state attorneys general on Tuesday in opposing the Trump administration's efforts to delay a ...

The best and worst ways to borrow money during the federal shutdown - CNBCThe best and worst ways to borrow money during the federal shutdown  CNBC

When you are short on cash, not all types of borrowing are created equal. Here are some of the best and worst loans out there.

Payday Loans Are No Worse Than Avocado Toast - ForbesPayday Loans Are No Worse Than Avocado Toast  Forbes

The CFPB is proposing es to rescind key provisions of its 2017 payday lending rule. Good. The old rule threatens to starve millions of hard working Americans ...

Earnin App 2019 Review - Is it a Better Alternative to Payday Loans? - The Dough RollerEarnin App 2019 Review - Is it a Better Alternative to Payday Loans?  The Dough Roller

Move over payday loans, a new app is giving borrowers a far more affordable option. While the Earnin app limits borrowing to small amounts, this is a good ...

Here's why 1 in 3 college-age Americans consider payday loans with interest rates of 400% - CNBCHere's why 1 in 3 college-age Americans consider payday loans with interest rates of 400%  CNBC

With just six weeks to go before he needed to turn over $600 in rent for his new apartment, Austin Wilson was starting to panic. He simply didn't have the money.

US Bank Simple Loan: 2019 Review - NerdWalletUS Bank Simple Loan: 2019 Review  NerdWallet

The U.S. Bank Simple Loan is a short-term, payday-style loan designed for consumers with unexpected expenses. Find out rates and compare with alternatives.

Effort to legalize 'loan shark' rates could bring a new breed of lender to Indiana - Indianapolis StarEffort to legalize 'loan shark' rates could bring a new breed of lender to Indiana  Indianapolis Star

Update: The Indiana Senate narrowly approved a measure Tuesday that would allow payday and subprime lenders to charge interest rates on small loans at ...

Capital Good Fund Small Loans: 2019 Review - NerdWalletCapital Good Fund Small Loans: 2019 Review  NerdWallet

Capital Good Fund provides small loans for borrowers with bad credit and is an alternative to payday loans. Its loans offer lower rates than most options.

Churches use political pressure, small-dollar loans to fight predatory payday lending - Religion News ServiceChurches use political pressure, small-dollar loans to fight predatory payday lending  Religion News Service

(RNS) — Anyra Cano Valencia was having dinner with her husband, Carlos, and their family when an urgent knock came at their door. The Valencias, pastors at ...

Bill would give Alabama payday loan borrowers more time to pay - AL.comBill would give Alabama payday loan borrowers more time to pay  AL.com

Advocates for payday loan reforms say some borrowers get stuck in a spiral of debt because they have to roll over loans they can't repay and incur more fees.

State Laws Put Installment Loan Borrowers at Risk - The Pew Charitable TrustsState Laws Put Installment Loan Borrowers at Risk  The Pew Charitable Trusts

Approximately 14000 individually licensed stores in 44 states offer installment loans, and the largest lender has a wider geographic presence than any bank and ...

Feds to return $505 million to consumers duped by Scott Tucker’s payday loan scheme - Kansas City StarFeds to return $505 million to consumers duped by Scott Tucker’s payday loan scheme  Kansas City Star

The Justice Department and Federal Trade Commission are refunding $505 million to consumers duped by KC payday loan mogul Scott Tucker's illegal ...

Need to escape payday loan debt? Here’s how. - USA TODAYNeed to escape payday loan debt? Here’s how.  USA TODAY

Nobody likes being in debt, but it's even worse when it seems like there's no way out. You don't have to be stuck in the payday loan debt cycle forever.

There Are More Payday Lenders in U.S. Than McDonald's - NBCNews.comThere Are More Payday Lenders in U.S. Than McDonald's  NBCNews.com

There are more payday lenders in the U.S. than McDonald's or Starbucks, reflecting economic conditions in which fast money is even more important than fast ...

CFPB, Payday Lenders Settle - pymnts.comCFPB, Payday Lenders Settle  pymnts.com

The Consumer Financial Protection Bureau, the government watchdog agency, settled with a handful of payday lenders over alleged violations of the Consumer ...

New Ohio payday lending law could slam short-term lenders - Cincinnati Business CourierNew Ohio payday lending law could slam short-term lenders  Cincinnati Business Courier

A new law is going to make it cheaper to borrow money from payday lenders in Ohio, but the industry says it could cause many of the short-term loan shops to ...

Lawmakers drum up support for payday loan reform bill in Mountain Brook - AL.comLawmakers drum up support for payday loan reform bill in Mountain Brook  AL.com

The bill by state Rep. Danny Garrett, R-Trussville, would extend the loans' due dates and slash APRs.

Letters and feedback: May 8, 2019 - Florida TodayLetters and feedback: May 8, 2019  Florida Today

Cancer and ZIP codes. How can the obvious be overlooked by those conducting the study regarding the Brevard cancer investigation? The Florida Department ...

Businesses offer furlough freebies, shutdown specials and assistance to federal workers - USA TODAYBusinesses offer furlough freebies, shutdown specials and assistance to federal workers  USA TODAY

Wireless providers including AT&T, Verizon and Sprint are willing to work with furloughed federal government workers on payment programs.

ALEC Payday Loan Company Gets Reprieve Under Trump Administration - PR WatchALEC Payday Loan Company Gets Reprieve Under Trump Administration  PR Watch

Corporate members of the American Legislative Exchange Council (ALEC) are benefiting from the deregulation frenzy of the Trump Administration. ALEC of ...

Better Together-Style Merger In Indianapolis Created Winners And Losers - St. Louis Public RadioBetter Together-Style Merger In Indianapolis Created Winners And Losers  St. Louis Public Radio

Backers of the ambitious plan to merge governments in St. Louis and St. Louis County have pointed to the success of Indianapolis, which completed its own.

California's DBO: New Leader, New Enforcement, New Bureau? - LexologyCalifornia's DBO: New Leader, New Enforcement, New Bureau?  Lexology

The California Department of Business Oversight (DBO) will likely have a new commissioner in the coming months, with Affirm General Counsel and Chief…

The Case for a State-Owned Bank - Jacobin magazineThe Case for a State-Owned Bank  Jacobin magazine

Regulating finance won't cut it. To combat predatory lending, we need a fully public, state-owned bank. Money Mart payday loans and check cashing store in ...

LendUp Payday Loan Alternative: 2019 Review - NerdWalletLendUp Payday Loan Alternative: 2019 Review  NerdWallet

LendUp calls itself an alternative to payday loans, but rates on its loans are still expensive. Read our review and compare other options first before taking a ...

Advance America Loans Review: Get Cash Fast But Beware High Fees - Student Loan HeroAdvance America Loans Review: Get Cash Fast But Beware High Fees  Student Loan Hero

Advance America's payday and installment loans have incredibly high fees. Read our review of Advance America loans here.

A look at payday loan options in Las Vegas - KTNV Las VegasA look at payday loan options in Las Vegas  KTNV Las Vegas

You're strapped for cash and need a payday loan. What are some of the better-rated options in the Las Vegas valley?

Attacks on Payday Lending: Ballot Initiatives, Legislation, and Attorney General Enforcement - LexologyAttacks on Payday Lending: Ballot Initiatives, Legislation, and Attorney General Enforcement  Lexology

On October 26, 2018, the Bureau of Consumer Financial Protection issued a public statement announcing that it intends to issue proposed rules in…

What Happens When You Can't Repay a Payday Loan? - Student Loan HeroWhat Happens When You Can't Repay a Payday Loan?  Student Loan Hero

You got laid off but still need to make rent. You're short on your car payment and need a little extra help. Your electricity was shut off and you need to find a way ...

Payday Loans Can Trap Borrowers In A Cycle Of Debt, But Should They Be Wiped Out? - Colorado Public RadioPayday Loans Can Trap Borrowers In A Cycle Of Debt, But Should They Be Wiped Out?  Colorado Public Radio

Payday loans are in the cross hairs on this year's ballot. Proposition 111 would limit interest rates to 36 percent on loans that are often advertised as quick-fixes ...

New U.S. rule on payday loans to hurt industry, boost banks: agency - ReutersNew U.S. rule on payday loans to hurt industry, boost banks: agency  Reuters

WASHINGTON (Reuters) - Revenues for the $6 billion payday loan industry will shrivel under a new U.S. rule restricting lenders' ability to profit from high-interest ...

CFPB, Payday Lender Cash Express Settle Lawsuit - PYMNTS.comCFPB, Payday Lender Cash Express Settle Lawsuit  PYMNTS.com

The Consumer Financial Protection Bureau (CFPB) has announced a settlement with payday lender Cash Express, which will pay approximately $32,000 in ...

How to Avoid Personal Loan Scams by Spotting These 7 Red Flags - Student Loan HeroHow to Avoid Personal Loan Scams by Spotting These 7 Red Flags  Student Loan Hero

The best way to learn how to avoid personal loan scams is knowing how to spot them. If you see one of these red flags, run the other way.

Christmas cheer is not a policy solution - Brookings InstitutionChristmas cheer is not a policy solution  Brookings Institution

Way too many Americans are dependent on layaways, payment plans, credit card debt, payday loans and other stopgaps to survive in an unfair economy.

These Are the 1000 Most Iconic Large Private Companies in the U.S.: Warby Parker, Levi Strauss, In-N-Out Burger and More - Inc.These Are the 1000 Most Iconic Large Private Companies in the U.S.: Warby Parker, Levi Strauss, In-N-Out Burger and More  Inc.

In this inaugural list, Inc. and Grant Thornton have teamed up to create an exclusive roster of the 1000 largest, most vital American companies that are not public.

Oportun Loans: 2019 Review - NerdWalletOportun Loans: 2019 Review  NerdWallet

Oportun makes personal loans for borrowers with bad credit or no credit history and is an alternative to payday loans. Learn more about Oportun and compare it ...

How Long Does It Take to Get Approved for a Personal Loan? - Student Loan HeroHow Long Does It Take to Get Approved for a Personal Loan?  Student Loan Hero

Looking for a personal loan can be time-consuming. But if you need a loan fast, time spent researching might not feel helpful — especially if you don't know how ...

Where Can I Cash a Check? | Banking Advice | US - U.S. News & World ReportWhere Can I Cash a Check? | Banking Advice | US  U.S. News & World Report

If you typically receive direct deposit payments and you get a paper check, you may be wondering how to best retrieve your money without paying a hefty fee.

Ohio Enacts Restrictive Payday Lending Law | Ballard Spahr LLP - JD SupraOhio Enacts Restrictive Payday Lending Law | Ballard Spahr LLP  JD Supra

Ohio Governor John Kasich on Monday signed into law tough new restrictions on small-dollar lending. It will take at least 270 days until licensed lenders are ...

Earnin App 2019 Review: Get an Advance on Your Paycheck - NerdWalletEarnin App 2019 Review: Get an Advance on Your Paycheck  NerdWallet

Earnin, formerly Activehours, is a free paycheck advance app that draws small amounts from your paycheck before payday. Learn if the Earnin app is for you.

Your local post office could become a bank if this bill passes - CNBCYour local post office could become a bank if this bill passes  CNBC

Senator Kirsten Gillibrand, D-N.Y., is proposing legislation aimed at putting an end to current payday lending practices by giving some banking services a new ...

New version of payday loan bill could make Ohio a national model, reform advocates say - cleveland.comNew version of payday loan bill could make Ohio a national model, reform advocates say  cleveland.com

Members of the Ohio Senate Finance Committee are looking at a heavily amended, or substitute version House Bill 123. The payday lending bill would restrict ...

‘A way of monetizing poor people’: How private equity firms make money offering loans to cash-strapped Americans - The Washington Post‘A way of monetizing poor people’: How private equity firms make money offering loans to cash-strapped Americans  The Washington Post

As treasury secretary, Tim Geithner criticized predatory lenders. Now the private equity firm he leads runs a company that mails high-rate loans to risky ...

25% of US households are either unbanked or underbanked - CNBC25% of US households are either unbanked or underbanked  CNBC

Twenty-five percent of U.S. households are unbanked or underbanked, according to a 2017 survey by the FDIC. Those are people who either don't have a bank ...

'We’re coming after you': Inside the merchant cash advance industry - Yahoo Finance'We’re coming after you': Inside the merchant cash advance industry  Yahoo Finance

In the past decade since the financial crisis, the merchant cash advance business exploded.

The top 10 reasons for personal loans - Bankrate.comThe top 10 reasons for personal loans  Bankrate.com

Getting married? Trip of a lifetime? These are the most coomon reasons people apply for a personal loan.

Let them have payday loans: Commerce Secretary Ross wonders why unpaid workers can't afford food - RTLet them have payday loans: Commerce Secretary Ross wonders why unpaid workers can't afford food  RT

As the longest government shutdown on record drags on, Commerce Secretary Wilbur Ross pondered the seemingly obvious question of why unpaid federal ...

Payday loans gone, but need for quick cash remains - The Capital JournalPayday loans gone, but need for quick cash remains  The Capital Journal

For 15 years, South Dakota residents who needed a small amount of money in a hurry could turn to storefront lenders who made so-called payday loans at ...

Payday lender Scott Tucker gets 16 years, 8 months in prison for $2 billion ripoff scheme - Kansas City StarPayday lender Scott Tucker gets 16 years, 8 months in prison for $2 billion ripoff scheme  Kansas City Star

Scott Tucker, Leawood payday loan businessman and professional race car driver, was taken into custody immediately after receiving a 16 year, 8 month prison ...

How to Get a Small Business Expansion Loan - U.S News & World Report MoneyHow to Get a Small Business Expansion Loan  U.S News & World Report Money

You can apply for financing at commercial banks, credit unions and online lenders. And the Small Business Administration also insures small business ...

State of the World's Biggest Debt Slaves: Americans Wimp Out in 11th Place - WOLF STREETState of the World's Biggest Debt Slaves: Americans Wimp Out in 11th Place  WOLF STREET

Americans are infamous for their eagerness to spend money they don't have. A whole industry has grown up around making that happen, from payday lenders ...

CashCall, Courts And California’s Increasingly Confusing Lending Market - PYMNTS.comCashCall, Courts And California’s Increasingly Confusing Lending Market  PYMNTS.com

CashCall stopped offering loans as a California court ruling found high interest rates on consumer loans can make them "unconscionable" and, therefore, illegal.

China's 'payday loans' attacked by Arthur B Culvahouse Jr, new US diplomat to Australia - ABC NewsChina's 'payday loans' attacked by Arthur B Culvahouse Jr, new US diplomat to Australia  ABC News

The new US ambassador to Australia wastes no time in stepping up his attacks on China, accusing Beijing of payday loan diplomacy in the Pacific.

U.S. Breaks Up Vast I.R.S. Phone Scam - The New York TimesU.S. Breaks Up Vast I.R.S. Phone Scam  The New York Times

The Justice Department said sentences of up to 20 years in prison should discourage future fraud. Callers posed as tax or immigration officials.

5 tips to get approved for a personal loan for debt consolidation - USA TODAY5 tips to get approved for a personal loan for debt consolidation  USA TODAY

If you've decided to pursue a personal loan, you should try to increase your chances of approval. Here are five tips to get approved for a personal loan for debt ...

Payday Loan Definition - InvestopediaPayday Loan Definition  Investopedia

A payday loan is a type of short-term borrowing where a lender will extend high interest credit based on a borrower's income and credit profile.

5 Best Personal Loans for Veterans and Active-Duty Military - Student Loan Hero5 Best Personal Loans for Veterans and Active-Duty Military  Student Loan Hero

The best military lenders provide unique benefits and low costs on personal loans for veterans and *service* members. Check out our top picks for military ...

Operation Choke Point: What Could It Mean For Financing Your CBD Business? - ForbesOperation Choke Point: What Could It Mean For Financing Your CBD Business?  Forbes

Financing and accessing banking for CBD and marijuana-based businesses may have been made more difficult by Operation Choke Point, but there are still ...

Payday lender or loan shark: Is there really a difference? - cleveland.comPayday lender or loan shark: Is there really a difference?  cleveland.com

Experts say there is a line between the loan sharks of the past and the modern short-term, small loan industry.

Need cash fast? Ask 4 questions before rushing to a lender to borrow money - USA TODAYNeed cash fast? Ask 4 questions before rushing to a lender to borrow money  USA TODAY

When you need money in a crisis — to pay for car repairs, an overdue bill, or a trip to the emergency room — you may not take time to think about your financial ...

The Myth vs. the Truth About Regulating Payday Lenders - GoverningThe Myth vs. the Truth About Regulating Payday Lenders  Governing

In 2010, Montana voters overwhelmingly approved a 36 percent rate cap on payday loans. The industry -- the folks who run the storefronts where borrowers are ...

9 Places to Get a Loan When You Need to Borrow Money - Student Loan Hero9 Places to Get a Loan When You Need to Borrow Money  Student Loan Hero

Need money for a car, a college class, a mortgage, or just to get you through to your next paycheck? You're not alone. Currently, 44 million Americans have ...

Payday lender Scott Tucker of Leawood convicted of illegal payday loans, racketeering - Kansas City StarPayday lender Scott Tucker of Leawood convicted of illegal payday loans, racketeering  Kansas City Star

Scott Tucker, a Leawood businessman, was convicted Friday of 14 criminal charges against him in connection to a $2 billion payday lending enterprise that ...

Do payday loans exploit poor people? Research review - Journalist's ResourceDo payday loans exploit poor people? Research review  Journalist's Resource

Half of Americans have almost no savings, according to a May 2016 survey by the Federal Reserve. For such people, car trouble or a toothache can trigger ...

Loans for Military Families: Your Complete Guide - Student Loan HeroLoans for Military Families: Your Complete Guide  Student Loan Hero

Serving our country with the U.S. Armed Forces requires many sacrifices. It can be tough on *service* members, veterans, their families — and their household ...

7 Alternatives to Costly Payday Loans | US - U.S News & World Report Money7 Alternatives to Costly Payday Loans | US  U.S News & World Report Money

The average American payday loan customer spends five months of the year in debt and pays $520 in interest and fees. You can do better.

Trapped in Payday Loan Debt? How to Escape - Credit.com NewsTrapped in Payday Loan Debt? How to Escape  Credit.com News

Is it possible to get ahead of the payday loans and get your credit back in good standing?

Modoc Tribe settles with Feds over payday probe - Herald and NewsModoc Tribe settles with Feds over payday probe  Herald and News

Editor's Note: The Modoc Tribe of Oklahoma last year bought 800 acres north of Lava Beds National Monument, has purchased other property in the Newell ...

Orange County limits pawn shops and payday loan centers in Pine Hills - Orlando SentinelOrange County limits pawn shops and payday loan centers in Pine Hills  Orlando Sentinel

Reacting to pleas from community leaders, Orange County commissioners approved new rules for parts of Pine Hills — including its proposed town center ...

Can Payday Apps Help Your Small Business? - Business News DailyCan Payday Apps Help Your Small Business?  Business News Daily

Small businesses often think of themselves as a family, but when employees get into a financial jam, they're often on their own. One way for companies to ...

7 ways to spot personal loan scams - Bankrate.com7 ways to spot personal loan scams  Bankrate.com

A personal loan may be the answer to your financial woes. But watch for these seven signs to avoid getting scammed.

Indiana bill watch: Gun language added to unrelated bills and payday loan bill dies - Indianapolis StarIndiana bill watch: Gun language added to unrelated bills and payday loan bill dies  Indianapolis Star

Lawmakers are nearing the end of the legislative session, and already bills are making their way to Gov. Eric Holcomb. Both chambers will face more deadlines ...

Best Payday and Title Loan Companies - ConsumerAffairsBest Payday and Title Loan Companies  ConsumerAffairs

Payday and title loans give borrowers quick access to cash. With a title loan, lenders place a lien on a car owner's car title in exchange for a loan. Payday loans ...

Regulation and Fintech Will Fuel the Resurgence of Alternative Lending - Equities.comRegulation and Fintech Will Fuel the Resurgence of Alternative Lending  Equities.com

When UK-based lender Zopa first launched its peer-to-peer (P2P) lending platform back in 2005, many within the traditional banking industry were skeptical.

Wilmington lawyer sentenced to eight years in prison for massive payday loans scheme - The News JournalWilmington lawyer sentenced to eight years in prison for massive payday loans scheme  The News Journal

A prominent Wilmington lawyer has been sentenced to eight years in prison for his part in a massive payday loan scheme that charged customers more than 780 ...

I Applied For An Online Payday Loan. Here's What Happened Next - NPRI Applied For An Online Payday Loan. Here's What Happened Next  NPR

Payday lenders made about $49 billion in high-interest loans last year. More than a third of those loans were made online. I wondered what happens when you ...

Why are payday loan ads still showing on Google after the ban? - Search Engine LandWhy are payday loan ads still showing on Google after the ban?  Search Engine Land

To consumer advocates, payday loans have become synonymous with predatory lending. The small short-term loans often come with astronomical interest rates ...

The Postal Banking Solution - Jacobin magazineThe Postal Banking Solution  Jacobin magazine

The post office can offer financial services that private banks won't. In fact, it's done it before. Post office at Alamo, May 1972. Charles O'Rear / US National ...

Payday Lending: Will Anything Better Replace It? - The AtlanticPayday Lending: Will Anything Better Replace It?  The Atlantic

The practice is slowly being regulated out of existence. But it's unclear where low-income Americans will find short-term loans instead.

Payday loan companies oppose change to 30-day loans - AL.comPayday loan companies oppose change to 30-day loans  AL.com

Supporters of the change say it would cut unreasonably high fees that can keep credit-shaky borrowers in debt.

Community Foundation partners with credit union to offer zero-interest loans for fed employees - Springfield News-LeaderCommunity Foundation partners with credit union to offer zero-interest loans for fed employees  Springfield News-Leader

Community Foundation of the Ozarks partnering with Multipli Credit Union to offer 0% interest loans for federal employees affected by shutdown.

Ferraris, homes, jewelry in play in KC payday loan case as judge seeks $3.5 billion - Kansas City StarFerraris, homes, jewelry in play in KC payday loan case as judge seeks $3.5 billion  Kansas City Star

A preliminary forfeiture order seeks $3.5 billion from convicted payday loan mogul Scott Tucker, which includes his homes in Leawood and Colorado, several ...

Here's How to Get a Loan With No Credit History - Student Loan HeroHere's How to Get a Loan With No Credit History  Student Loan Hero

Being “credit invisible” — a term that describes borrowers who don't enough financial history to produce a credit score — is a problem that affects 11% of ...

Post offices that are also banks? Genius idea. But don't hold your breath - Los Angeles TimesPost offices that are also banks? Genius idea. But don't hold your breath  Los Angeles Times

Sen. Kirsten Gillbrand has introduced legislation to create a Postal Bank, empowering the nation's vast network of post offices to offer checking and savings ...

When will federal workers get paid? Reopening the government not as easy as flipping a light switch - USA TODAYWhen will federal workers get paid? Reopening the government not as easy as flipping a light switch  USA TODAY

With the partial shutdown apparently over for now, the Trump administration will have to restart the government. Some areas will take time to reopen.

Winter Is Coming and Fuel Costs Hit the Poor Hardest - TalkPovertyWinter Is Coming and Fuel Costs Hit the Poor Hardest  TalkPoverty

Winter is coming, and it's going to be colder for some than others. “Starting junior year,” recalls Alexis Stewart, a West Virginia-based writer and musician, “my ...

Ky. payday lenders face stiffened enforcement - The Courier-JournalKy. payday lenders face stiffened enforcement  The Courier-Journal

Finding herself short $200 on her rent after being laid off from her job at Presbyterian headquarters, Mary Love took out a payday loan. The following payday, her ...

Where to Get Small Personal Loans of $3000 or Less - Student Loan HeroWhere to Get Small Personal Loans of $3000 or Less  Student Loan Hero

Small personal loans are often the domain of predatory lenders. But you can find reputable, affordable small loans if you know where to look. Here's how.

Cashless stores and restaurants are on the rise, to the delight of credit card companies. - SlateCashless stores and restaurants are on the rise, to the delight of credit card companies.  Slate

For years, small businesses have asked customers to pay cash, set credit card minimums, or added a surcharge onto card transactions, in an effort to defray the ...

Personal loans for bad credit - Bankrate.comPersonal loans for bad credit  Bankrate.com

Choosing a bad credit loan could help you bridge the gap between a long-term plan and a practical step toward rebuilding credit.

9 issues to watch during the 2019 Alabama legislative session - AL.com9 issues to watch during the 2019 Alabama legislative session  AL.com

The marque issue is Gov. Kay Ivey's proposed 10-cent gas tax increase to fund road and bridge construction.

When tariffs on Mexico cause layoffs in the United States - Chicago TribuneWhen tariffs on Mexico cause layoffs in the United States  Chicago Tribune

When a Mexican company bought Mid Continent Nail Corp. in 2012, workers at the factory here feared it was the beginning of the end.

Tax Refund Loans: Where to Get an Advance in 2019 - NerdWalletTax Refund Loans: Where to Get an Advance in 2019  NerdWallet

Tax refund loans provide fast cash up to $3500 while you wait for your income tax refund. Here's what to know about refund advances, options and costs.

Podcast 156: James Gutierrez of Insikt - Lend AcademyPodcast 156: James Gutierrez of Insikt  Lend Academy

I love creative approaches to helping the unbanked and underserved consumer. The promise of fintech is not just to bring cheaper, faster and better products for ...

Alabama Senate passes bill to reduce payday loan costs - AL.comAlabama Senate passes bill to reduce payday loan costs  AL.com

People who take out payday loans would have more time to pay them off under a bill that passed the Alabama Senate today, a change that would effectively ...

CFPB Drops Investigation Into Payday Lender That Contributed To Mick Mulvaney's Campaigns - International Business TimesCFPB Drops Investigation Into Payday Lender That Contributed To Mick Mulvaney's Campaigns  International Business Times

Mick Mulvaney's Consumer Financial Protection Bureau (CFPB) quietly closed an investigation into a payday lender headquartered in Mulvaney's home state ...

As More Millennials Rent, More Startups Want to Lend to Them - Mansion GlobalAs More Millennials Rent, More Startups Want to Lend to Them  Mansion Global

Jennifer Burnes says the paychecks from her work as a model and designer in Hollywood arrive sporadically, posing a challenge to paying monthly rent.

Consumer Protection Bureau Cripples New Rules for Payday Loans - The New York TimesConsumer Protection Bureau Cripples New Rules for Payday Loans  The New York Times

Payday lenders won a major victory on Wednesday after the Consumer Financial Protection Bureau moved to gut tougher restrictions that were to take effect ...

California opposes efforts by Trump administration to delay protections from payday lenders - CNBCCalifornia opposes efforts by Trump administration to delay protections from payday lenders  CNBC

California's attorney general joined a coalition of two dozen other state attorneys general on Tuesday in opposing the Trump administration's efforts to delay a ...

The best and worst ways to borrow money during the federal shutdown - CNBCThe best and worst ways to borrow money during the federal shutdown  CNBC

When you are short on cash, not all types of borrowing are created equal. Here are some of the best and worst loans out there.

Payday Loans Are No Worse Than Avocado Toast - ForbesPayday Loans Are No Worse Than Avocado Toast  Forbes

The CFPB is proposing es to rescind key provisions of its 2017 payday lending rule. Good. The old rule threatens to starve millions of hard working Americans ...

Earnin App 2019 Review - Is it a Better Alternative to Payday Loans? - The Dough RollerEarnin App 2019 Review - Is it a Better Alternative to Payday Loans?  The Dough Roller

Move over payday loans, a new app is giving borrowers a far more affordable option. While the Earnin app limits borrowing to small amounts, this is a good ...

Here's why 1 in 3 college-age Americans consider payday loans with interest rates of 400% - CNBCHere's why 1 in 3 college-age Americans consider payday loans with interest rates of 400%  CNBC

With just six weeks to go before he needed to turn over $600 in rent for his new apartment, Austin Wilson was starting to panic. He simply didn't have the money.

US Bank Simple Loan: 2019 Review - NerdWalletUS Bank Simple Loan: 2019 Review  NerdWallet

The U.S. Bank Simple Loan is a short-term, payday-style loan designed for consumers with unexpected expenses. Find out rates and compare with alternatives.

Capital Good Fund Small Loans: 2019 Review - NerdWalletCapital Good Fund Small Loans: 2019 Review  NerdWallet

Capital Good Fund provides small loans for borrowers with bad credit and is an alternative to payday loans. Its loans offer lower rates than most options.

Effort to legalize 'loan shark' rates could bring a new breed of lender to Indiana - Indianapolis StarEffort to legalize 'loan shark' rates could bring a new breed of lender to Indiana  Indianapolis Star

Update: The Indiana Senate narrowly approved a measure Tuesday that would allow payday and subprime lenders to charge interest rates on small loans at ...

Churches use political pressure, small-dollar loans to fight predatory payday lending - Religion News ServiceChurches use political pressure, small-dollar loans to fight predatory payday lending  Religion News Service

(RNS) — Anyra Cano Valencia was having dinner with her husband, Carlos, and their family when an urgent knock came at their door. The Valencias, pastors at ...

Bill would give Alabama payday loan borrowers more time to pay - AL.comBill would give Alabama payday loan borrowers more time to pay  AL.com

Advocates for payday loan reforms say some borrowers get stuck in a spiral of debt because they have to roll over loans they can't repay and incur more fees.

State Laws Put Installment Loan Borrowers at Risk - The Pew Charitable TrustsState Laws Put Installment Loan Borrowers at Risk  The Pew Charitable Trusts

Approximately 14000 individually licensed stores in 44 states offer installment loans, and the largest lender has a wider geographic presence than any bank and ...

Feds to return $505 million to consumers duped by Scott Tucker’s payday loan scheme - Kansas City StarFeds to return $505 million to consumers duped by Scott Tucker’s payday loan scheme  Kansas City Star

The Justice Department and Federal Trade Commission are refunding $505 million to consumers duped by KC payday loan mogul Scott Tucker's illegal ...

Need to escape payday loan debt? Here’s how. - USA TODAYNeed to escape payday loan debt? Here’s how.  USA TODAY

Nobody likes being in debt, but it's even worse when it seems like there's no way out. You don't have to be stuck in the payday loan debt cycle forever.

There Are More Payday Lenders in U.S. Than McDonald's - NBCNews.comThere Are More Payday Lenders in U.S. Than McDonald's  NBCNews.com

There are more payday lenders in the U.S. than McDonald's or Starbucks, reflecting economic conditions in which fast money is even more important than fast ...

CFPB, Payday Lenders Settle - pymnts.comCFPB, Payday Lenders Settle  pymnts.com

The Consumer Financial Protection Bureau, the government watchdog agency, settled with a handful of payday lenders over alleged violations of the Consumer ...

New Ohio payday lending law could slam short-term lenders - Cincinnati Business CourierNew Ohio payday lending law could slam short-term lenders  Cincinnati Business Courier

A new law is going to make it cheaper to borrow money from payday lenders in Ohio, but the industry says it could cause many of the short-term loan shops to ...

Lawmakers drum up support for payday loan reform bill in Mountain Brook - AL.comLawmakers drum up support for payday loan reform bill in Mountain Brook  AL.com

The bill by state Rep. Danny Garrett, R-Trussville, would extend the loans' due dates and slash APRs.

Letters and feedback: May 8, 2019 - Florida TodayLetters and feedback: May 8, 2019  Florida Today

Cancer and ZIP codes. How can the obvious be overlooked by those conducting the study regarding the Brevard cancer investigation? The Florida Department ...

Businesses offer furlough freebies, shutdown specials and assistance to federal workers - USA TODAYBusinesses offer furlough freebies, shutdown specials and assistance to federal workers  USA TODAY

Wireless providers including AT&T, Verizon and Sprint are willing to work with furloughed federal government workers on payment programs.

ALEC Payday Loan Company Gets Reprieve Under Trump Administration - PR WatchALEC Payday Loan Company Gets Reprieve Under Trump Administration  PR Watch

Corporate members of the American Legislative Exchange Council (ALEC) are benefiting from the deregulation frenzy of the Trump Administration. ALEC of ...

Better Together-Style Merger In Indianapolis Created Winners And Losers - St. Louis Public RadioBetter Together-Style Merger In Indianapolis Created Winners And Losers  St. Louis Public Radio

Backers of the ambitious plan to merge governments in St. Louis and St. Louis County have pointed to the success of Indianapolis, which completed its own.

California's DBO: New Leader, New Enforcement, New Bureau? - LexologyCalifornia's DBO: New Leader, New Enforcement, New Bureau?  Lexology

The California Department of Business Oversight (DBO) will likely have a new commissioner in the coming months, with Affirm General Counsel and Chief…

The Case for a State-Owned Bank - Jacobin magazineThe Case for a State-Owned Bank  Jacobin magazine

Regulating finance won't cut it. To combat predatory lending, we need a fully public, state-owned bank. Money Mart payday loans and check cashing store in ...

LendUp Payday Loan Alternative: 2019 Review - NerdWalletLendUp Payday Loan Alternative: 2019 Review  NerdWallet

LendUp calls itself an alternative to payday loans, but rates on its loans are still expensive. Read our review and compare other options first before taking a ...

Advance America Loans Review: Get Cash Fast But Beware High Fees - Student Loan HeroAdvance America Loans Review: Get Cash Fast But Beware High Fees  Student Loan Hero

Advance America's payday and installment loans have incredibly high fees. Read our review of Advance America loans here.

A look at payday loan options in Las Vegas - KTNV Las VegasA look at payday loan options in Las Vegas  KTNV Las Vegas

You're strapped for cash and need a payday loan. What are some of the better-rated options in the Las Vegas valley?

Attacks on Payday Lending: Ballot Initiatives, Legislation, and Attorney General Enforcement - LexologyAttacks on Payday Lending: Ballot Initiatives, Legislation, and Attorney General Enforcement  Lexology

On October 26, 2018, the Bureau of Consumer Financial Protection issued a public statement announcing that it intends to issue proposed rules in…

What Happens When You Can't Repay a Payday Loan? - Student Loan HeroWhat Happens When You Can't Repay a Payday Loan?  Student Loan Hero

You got laid off but still need to make rent. You're short on your car payment and need a little extra help. Your electricity was shut off and you need to find a way ...

Payday Loans Can Trap Borrowers In A Cycle Of Debt, But Should They Be Wiped Out? - Colorado Public RadioPayday Loans Can Trap Borrowers In A Cycle Of Debt, But Should They Be Wiped Out?  Colorado Public Radio

Payday loans are in the cross hairs on this year's ballot. Proposition 111 would limit interest rates to 36 percent on loans that are often advertised as quick-fixes ...

New U.S. rule on payday loans to hurt industry, boost banks: agency - ReutersNew U.S. rule on payday loans to hurt industry, boost banks: agency  Reuters

WASHINGTON (Reuters) - Revenues for the $6 billion payday loan industry will shrivel under a new U.S. rule restricting lenders' ability to profit from high-interest ...

CFPB, Payday Lender Cash Express Settle Lawsuit - PYMNTS.comCFPB, Payday Lender Cash Express Settle Lawsuit  PYMNTS.com

The Consumer Financial Protection Bureau (CFPB) has announced a settlement with payday lender Cash Express, which will pay approximately $32,000 in ...

How to Avoid Personal Loan Scams by Spotting These 7 Red Flags - Student Loan HeroHow to Avoid Personal Loan Scams by Spotting These 7 Red Flags  Student Loan Hero

The best way to learn how to avoid personal loan scams is knowing how to spot them. If you see one of these red flags, run the other way.

Christmas cheer is not a policy solution - Brookings InstitutionChristmas cheer is not a policy solution  Brookings Institution

Way too many Americans are dependent on layaways, payment plans, credit card debt, payday loans and other stopgaps to survive in an unfair economy.

These Are the 1000 Most Iconic Large Private Companies in the U.S.: Warby Parker, Levi Strauss, In-N-Out Burger and More - Inc.These Are the 1000 Most Iconic Large Private Companies in the U.S.: Warby Parker, Levi Strauss, In-N-Out Burger and More  Inc.

In this inaugural list, Inc. and Grant Thornton have teamed up to create an exclusive roster of the 1000 largest, most vital American companies that are not public.

Oportun Loans: 2019 Review - NerdWalletOportun Loans: 2019 Review  NerdWallet

Oportun makes personal loans for borrowers with bad credit or no credit history and is an alternative to payday loans. Learn more about Oportun and compare it ...

How Long Does It Take to Get Approved for a Personal Loan? - Student Loan HeroHow Long Does It Take to Get Approved for a Personal Loan?  Student Loan Hero

Looking for a personal loan can be time-consuming. But if you need a loan fast, time spent researching might not feel helpful — especially if you don't know how ...

Where Can I Cash a Check? | Banking Advice | US - U.S. News & World ReportWhere Can I Cash a Check? | Banking Advice | US  U.S. News & World Report

If you typically receive direct deposit payments and you get a paper check, you may be wondering how to best retrieve your money without paying a hefty fee.

Ohio Enacts Restrictive Payday Lending Law | Ballard Spahr LLP - JD SupraOhio Enacts Restrictive Payday Lending Law | Ballard Spahr LLP  JD Supra

Ohio Governor John Kasich on Monday signed into law tough new restrictions on small-dollar lending. It will take at least 270 days until licensed lenders are ...

Earnin App 2019 Review: Get an Advance on Your Paycheck - NerdWalletEarnin App 2019 Review: Get an Advance on Your Paycheck  NerdWallet

Earnin, formerly Activehours, is a free paycheck advance app that draws small amounts from your paycheck before payday. Learn if the Earnin app is for you.

Your local post office could become a bank if this bill passes - CNBCYour local post office could become a bank if this bill passes  CNBC

Senator Kirsten Gillibrand, D-N.Y., is proposing legislation aimed at putting an end to current payday lending practices by giving some banking services a new ...

‘A way of monetizing poor people’: How private equity firms make money offering loans to cash-strapped Americans - The Washington Post‘A way of monetizing poor people’: How private equity firms make money offering loans to cash-strapped Americans  The Washington Post

As treasury secretary, Tim Geithner criticized predatory lenders. Now the private equity firm he leads runs a company that mails high-rate loans to risky ...

New version of payday loan bill could make Ohio a national model, reform advocates say - cleveland.comNew version of payday loan bill could make Ohio a national model, reform advocates say  cleveland.com

Members of the Ohio Senate Finance Committee are looking at a heavily amended, or substitute version House Bill 123. The payday lending bill would restrict ...

25% of US households are either unbanked or underbanked - CNBC25% of US households are either unbanked or underbanked  CNBC

Twenty-five percent of U.S. households are unbanked or underbanked, according to a 2017 survey by the FDIC. Those are people who either don't have a bank ...

'We’re coming after you': Inside the merchant cash advance industry - Yahoo Finance'We’re coming after you': Inside the merchant cash advance industry  Yahoo Finance

In the past decade since the financial crisis, the merchant cash advance business exploded.

The top 10 reasons for personal loans - Bankrate.comThe top 10 reasons for personal loans  Bankrate.com

Getting married? Trip of a lifetime? These are the most coomon reasons people apply for a personal loan.

Let them have payday loans: Commerce Secretary Ross wonders why unpaid workers can't afford food - RTLet them have payday loans: Commerce Secretary Ross wonders why unpaid workers can't afford food  RT

As the longest government shutdown on record drags on, Commerce Secretary Wilbur Ross pondered the seemingly obvious question of why unpaid federal ...

Payday loans gone, but need for quick cash remains - The Capital JournalPayday loans gone, but need for quick cash remains  The Capital Journal

For 15 years, South Dakota residents who needed a small amount of money in a hurry could turn to storefront lenders who made so-called payday loans at ...

Payday lender Scott Tucker gets 16 years, 8 months in prison for $2 billion ripoff scheme - Kansas City StarPayday lender Scott Tucker gets 16 years, 8 months in prison for $2 billion ripoff scheme  Kansas City Star

Scott Tucker, Leawood payday loan businessman and professional race car driver, was taken into custody immediately after receiving a 16 year, 8 month prison ...

How to Get a Small Business Expansion Loan - U.S News & World Report MoneyHow to Get a Small Business Expansion Loan  U.S News & World Report Money

You can apply for financing at commercial banks, credit unions and online lenders. And the Small Business Administration also insures small business ...

State of the World's Biggest Debt Slaves: Americans Wimp Out in 11th Place - WOLF STREETState of the World's Biggest Debt Slaves: Americans Wimp Out in 11th Place  WOLF STREET

Americans are infamous for their eagerness to spend money they don't have. A whole industry has grown up around making that happen, from payday lenders ...

CashCall, Courts And California’s Increasingly Confusing Lending Market - PYMNTS.comCashCall, Courts And California’s Increasingly Confusing Lending Market  PYMNTS.com

CashCall stopped offering loans as a California court ruling found high interest rates on consumer loans can make them "unconscionable" and, therefore, illegal.

China's 'payday loans' attacked by Arthur B Culvahouse Jr, new US diplomat to Australia - ABC NewsChina's 'payday loans' attacked by Arthur B Culvahouse Jr, new US diplomat to Australia  ABC News

The new US ambassador to Australia wastes no time in stepping up his attacks on China, accusing Beijing of payday loan diplomacy in the Pacific.

U.S. Breaks Up Vast I.R.S. Phone Scam - The New York TimesU.S. Breaks Up Vast I.R.S. Phone Scam  The New York Times

The Justice Department said sentences of up to 20 years in prison should discourage future fraud. Callers posed as tax or immigration officials.

5 tips to get approved for a personal loan for debt consolidation - USA TODAY5 tips to get approved for a personal loan for debt consolidation  USA TODAY

If you've decided to pursue a personal loan, you should try to increase your chances of approval. Here are five tips to get approved for a personal loan for debt ...

Payday Loan Definition - InvestopediaPayday Loan Definition  Investopedia

A payday loan is a type of short-term borrowing where a lender will extend high interest credit based on a borrower's income and credit profile.

5 Best Personal Loans for Veterans and Active-Duty Military - Student Loan Hero5 Best Personal Loans for Veterans and Active-Duty Military  Student Loan Hero

The best military lenders provide unique benefits and low costs on personal loans for veterans and *service* members. Check out our top picks for military ...

Operation Choke Point: What Could It Mean For Financing Your CBD Business? - ForbesOperation Choke Point: What Could It Mean For Financing Your CBD Business?  Forbes

Financing and accessing banking for CBD and marijuana-based businesses may have been made more difficult by Operation Choke Point, but there are still ...

Payday lender or loan shark: Is there really a difference? - cleveland.comPayday lender or loan shark: Is there really a difference?  cleveland.com

Experts say there is a line between the loan sharks of the past and the modern short-term, small loan industry.

Need cash fast? Ask 4 questions before rushing to a lender to borrow money - USA TODAYNeed cash fast? Ask 4 questions before rushing to a lender to borrow money  USA TODAY

When you need money in a crisis — to pay for car repairs, an overdue bill, or a trip to the emergency room — you may not take time to think about your financial ...

The Myth vs. the Truth About Regulating Payday Lenders - GoverningThe Myth vs. the Truth About Regulating Payday Lenders  Governing

In 2010, Montana voters overwhelmingly approved a 36 percent rate cap on payday loans. The industry -- the folks who run the storefronts where borrowers are ...

9 Places to Get a Loan When You Need to Borrow Money - Student Loan Hero9 Places to Get a Loan When You Need to Borrow Money  Student Loan Hero

Need money for a car, a college class, a mortgage, or just to get you through to your next paycheck? You're not alone. Currently, 44 million Americans have ...

Payday lender Scott Tucker of Leawood convicted of illegal payday loans, racketeering - Kansas City StarPayday lender Scott Tucker of Leawood convicted of illegal payday loans, racketeering  Kansas City Star

Scott Tucker, a Leawood businessman, was convicted Friday of 14 criminal charges against him in connection to a $2 billion payday lending enterprise that ...

Do payday loans exploit poor people? Research review - Journalist's ResourceDo payday loans exploit poor people? Research review  Journalist's Resource

Half of Americans have almost no savings, according to a May 2016 survey by the Federal Reserve. For such people, car trouble or a toothache can trigger ...

Loans for Military Families: Your Complete Guide - Student Loan HeroLoans for Military Families: Your Complete Guide  Student Loan Hero

Serving our country with the U.S. Armed Forces requires many sacrifices. It can be tough on *service* members, veterans, their families — and their household ...

7 Alternatives to Costly Payday Loans | US - U.S News & World Report Money7 Alternatives to Costly Payday Loans | US  U.S News & World Report Money

The average American payday loan customer spends five months of the year in debt and pays $520 in interest and fees. You can do better.

Trapped in Payday Loan Debt? How to Escape - Credit.com NewsTrapped in Payday Loan Debt? How to Escape  Credit.com News

Is it possible to get ahead of the payday loans and get your credit back in good standing?

Modoc Tribe settles with Feds over payday probe - Herald and NewsModoc Tribe settles with Feds over payday probe  Herald and News

Editor's Note: The Modoc Tribe of Oklahoma last year bought 800 acres north of Lava Beds National Monument, has purchased other property in the Newell ...

Orange County limits pawn shops and payday loan centers in Pine Hills - Orlando SentinelOrange County limits pawn shops and payday loan centers in Pine Hills  Orlando Sentinel

Reacting to pleas from community leaders, Orange County commissioners approved new rules for parts of Pine Hills — including its proposed town center ...

Can Payday Apps Help Your Small Business? - Business News DailyCan Payday Apps Help Your Small Business?  Business News Daily

Small businesses often think of themselves as a family, but when employees get into a financial jam, they're often on their own. One way for companies to ...

7 ways to spot personal loan scams - Bankrate.com7 ways to spot personal loan scams  Bankrate.com

A personal loan may be the answer to your financial woes. But watch for these seven signs to avoid getting scammed.

Indiana bill watch: Gun language added to unrelated bills and payday loan bill dies - Indianapolis StarIndiana bill watch: Gun language added to unrelated bills and payday loan bill dies  Indianapolis Star

Lawmakers are nearing the end of the legislative session, and already bills are making their way to Gov. Eric Holcomb. Both chambers will face more deadlines ...

Best Payday and Title Loan Companies - ConsumerAffairsBest Payday and Title Loan Companies  ConsumerAffairs

Payday and title loans give borrowers quick access to cash. With a title loan, lenders place a lien on a car owner's car title in exchange for a loan. Payday loans ...

Regulation and Fintech Will Fuel the Resurgence of Alternative Lending - Equities.comRegulation and Fintech Will Fuel the Resurgence of Alternative Lending  Equities.com

When UK-based lender Zopa first launched its peer-to-peer (P2P) lending platform back in 2005, many within the traditional banking industry were skeptical.

Wilmington lawyer sentenced to eight years in prison for massive payday loans scheme - The News JournalWilmington lawyer sentenced to eight years in prison for massive payday loans scheme  The News Journal

A prominent Wilmington lawyer has been sentenced to eight years in prison for his part in a massive payday loan scheme that charged customers more than 780 ...

I Applied For An Online Payday Loan. Here's What Happened Next - NPRI Applied For An Online Payday Loan. Here's What Happened Next  NPR

Payday lenders made about $49 billion in high-interest loans last year. More than a third of those loans were made online. I wondered what happens when you ...

Why are payday loan ads still showing on Google after the ban? - Search Engine LandWhy are payday loan ads still showing on Google after the ban?  Search Engine Land

To consumer advocates, payday loans have become synonymous with predatory lending. The small short-term loans often come with astronomical interest rates ...

The Postal Banking Solution - Jacobin magazineThe Postal Banking Solution  Jacobin magazine

The post office can offer financial services that private banks won't. In fact, it's done it before. Post office at Alamo, May 1972. Charles O'Rear / US National ...

Payday loan companies oppose change to 30-day loans - AL.comPayday loan companies oppose change to 30-day loans  AL.com

Supporters of the change say it would cut unreasonably high fees that can keep credit-shaky borrowers in debt.

Payday Lending: Will Anything Better Replace It? - The AtlanticPayday Lending: Will Anything Better Replace It?  The Atlantic

The practice is slowly being regulated out of existence. But it's unclear where low-income Americans will find short-term loans instead.

Community Foundation partners with credit union to offer zero-interest loans for fed employees - Springfield News-LeaderCommunity Foundation partners with credit union to offer zero-interest loans for fed employees  Springfield News-Leader

Community Foundation of the Ozarks partnering with Multipli Credit Union to offer 0% interest loans for federal employees affected by shutdown.

Ferraris, homes, jewelry in play in KC payday loan case as judge seeks $3.5 billion - Kansas City StarFerraris, homes, jewelry in play in KC payday loan case as judge seeks $3.5 billion  Kansas City Star

A preliminary forfeiture order seeks $3.5 billion from convicted payday loan mogul Scott Tucker, which includes his homes in Leawood and Colorado, several ...

Here's How to Get a Loan With No Credit History - Student Loan HeroHere's How to Get a Loan With No Credit History  Student Loan Hero

Being “credit invisible” — a term that describes borrowers who don't enough financial history to produce a credit score — is a problem that affects 11% of ...

Post offices that are also banks? Genius idea. But don't hold your breath - Los Angeles TimesPost offices that are also banks? Genius idea. But don't hold your breath  Los Angeles Times

Sen. Kirsten Gillbrand has introduced legislation to create a Postal Bank, empowering the nation's vast network of post offices to offer checking and savings ...

When will federal workers get paid? Reopening the government not as easy as flipping a light switch - USA TODAYWhen will federal workers get paid? Reopening the government not as easy as flipping a light switch  USA TODAY

With the partial shutdown apparently over for now, the Trump administration will have to restart the government. Some areas will take time to reopen.

Winter Is Coming and Fuel Costs Hit the Poor Hardest - TalkPovertyWinter Is Coming and Fuel Costs Hit the Poor Hardest  TalkPoverty

Winter is coming, and it's going to be colder for some than others. “Starting junior year,” recalls Alexis Stewart, a West Virginia-based writer and musician, “my ...

Ky. payday lenders face stiffened enforcement - The Courier-JournalKy. payday lenders face stiffened enforcement  The Courier-Journal

Finding herself short $200 on her rent after being laid off from her job at Presbyterian headquarters, Mary Love took out a payday loan. The following payday, her ...

Where to Get Small Personal Loans of $3000 or Less - Student Loan HeroWhere to Get Small Personal Loans of $3000 or Less  Student Loan Hero

Small personal loans are often the domain of predatory lenders. But you can find reputable, affordable small loans if you know where to look. Here's how.

Cashless stores and restaurants are on the rise, to the delight of credit card companies. - SlateCashless stores and restaurants are on the rise, to the delight of credit card companies.  Slate

For years, small businesses have asked customers to pay cash, set credit card minimums, or added a surcharge onto card transactions, in an effort to defray the ...

Personal loans for bad credit - Bankrate.comPersonal loans for bad credit  Bankrate.com

Choosing a bad credit loan could help you bridge the gap between a long-term plan and a practical step toward rebuilding credit.

9 issues to watch during the 2019 Alabama legislative session - AL.com9 issues to watch during the 2019 Alabama legislative session  AL.com

The marque issue is Gov. Kay Ivey's proposed 10-cent gas tax increase to fund road and bridge construction.

Tax Refund Loans: Where to Get an Advance in 2019 - NerdWalletTax Refund Loans: Where to Get an Advance in 2019  NerdWallet

Tax refund loans provide fast cash up to $3500 while you wait for your income tax refund. Here's what to know about refund advances, options and costs.

Podcast 156: James Gutierrez of Insikt - Lend AcademyPodcast 156: James Gutierrez of Insikt  Lend Academy

I love creative approaches to helping the unbanked and underserved consumer. The promise of fintech is not just to bring cheaper, faster and better products for ...

When tariffs on Mexico cause layoffs in the United States - Chicago TribuneWhen tariffs on Mexico cause layoffs in the United States  Chicago Tribune

When a Mexican company bought Mid Continent Nail Corp. in 2012, workers at the factory here feared it was the beginning of the end.

Alabama Senate passes bill to reduce payday loan costs - AL.comAlabama Senate passes bill to reduce payday loan costs  AL.com

People who take out payday loans would have more time to pay them off under a bill that passed the Alabama Senate today, a change that would effectively ...

CFPB Drops Investigation Into Payday Lender That Contributed To Mick Mulvaney's Campaigns - International Business TimesCFPB Drops Investigation Into Payday Lender That Contributed To Mick Mulvaney's Campaigns  International Business Times

Mick Mulvaney's Consumer Financial Protection Bureau (CFPB) quietly closed an investigation into a payday lender headquartered in Mulvaney's home state ...